Monday, November 07, 2011

GENERAL AWARENESS & BANKING AWARENESS QUESTIONS For IBPS Clerk’s 2011 CWE SET-1

1. Which British writer was awarded the 2011 Man Booker Prize for his book "The Sense of an Ending"?
 1) Stephen Kelman 2) A.D.Miller 3) Carol Birch 4) Julian Barnes 5) Howard Jacobson

 2. Helle Thorning-Schmidt is the first woman Prime Minister of which of the following European countries?
 1) Denmark 2) Finland 3) Iceland 4) Norway 5) Sweden

 3. The Rural Infrastructure Develo-pment Fund (RIDF) was set up by the Government in 1995-96 for financing rural infrastructure projects. Which of the following institutions/ agencies operates this fund?
 1) RBI 2) NABARD 3) IFCI 4) SBI 5) IDBI Bank

 4. What is the foreign direct investment (FDI) limit in private sector banks?
 1) 26% 2) 49% 3) 51% 4) 74% 5) 100%

 5. The 60th anniversary of the Miss Universe pageant was held in Sao Paulo, Brazil in September 2011. Who was crowned the Miss Universe 2011? 1) Leila Lopes (Angola) 2) Olesya Stefanko (Ukraine) 3) Priscila Machado (Brazil) 4) Shamcey Supsup (Philippines) 5) Vasuki Sunkavalli (India)

6. Which of the following rate usually not declared by RBI? 1) SLR 2) CRR 3) Base rate 4) Repo Rate 5) Reverse repo Rate

 7. In private sector bank, the government may have the stake up to ........... percent? 1) 74 2) 51 3) 100 4) 49  5) 0

 8. In public sector bank, the government stake must be least ...........percent? 1) 50 2) 100 3) 90 4) 51 5)1

 9. NEFT rules are given. Pick the wrong one?
 1) NEFT means National Electronic Fund Transfer
 2) Up to 2 lakhs the amount can be transferred
 3) Both in Savings and Current Account the funds can be transferred
 4) The minimum charge on this type of transfer is Rs.1000
 5) Many private and Public Sector banks offer this facility these days

 10. RTGS rules are given. Pick the wrong one?
 1) RTGS means Real Time Gross Settlement
 2) Above 2 lakhs the funds can be transferred
 3) RTGS facility not available in current account
 4) The charges of RTGS to be paid by the customer
 5) All of above

11. Who replaced Shashank Mano-har as the President of the Board of Control for Cricket in India (BCCI) in September 2011? 1) K.Srikkanth 2) N.Srinivasan 3) Rajiv Shukla 4) Sharad Pawar 5) Mohinder Amarnath

 12. Which country tops the list of nations for having the maximum representation of women in Parliament?
 1) India 2) Switzerland 3) Rwanda 4) Denmark 5) New Zealand

 13. Which Indian software firm has become the official technology partner of the Amsterdam Marathon for a period of five years, from 2011 to 2015? 1) Infosys 2) Mahindra Satyam 3) Wipro 4) TCS 5) None of these

 14. Which football player has won the inaugural UEFA Best Player in Europe award for the 2010-2011 season?
 1) Kaka 2) Xavi Hernandez 3) Lionel Messi 4) Cristiano Ronaldo 5) None of these

 15. Who topped the list of 100 most powerful women in the world for the year 2011 released by the Forbes magazine recently? 1) Angela Merkel 2) Hillary Clinton 3) Dilma Rousseff 4) Indra Nooyi 5) Sheryl Sandberg

16. In the cheques, the drawee is........... 1) One who writes cheque 2) One who mediates cheque 3) RBI 4) Bank 5) All of above

 17. Drawing two or three lines on the left head of cheque is called ...........?  1) Nullity 2) Paid 3) Offering 4) Crossing 5) Nothing

 18. Crossing means the bank should ...........? 1) Make the payment stop 2) Make the payment late 3) Make the payment to payee through account only 4) Pay the amount to anybody 5) None

 19. The cheque bounce due to ...........? 1) If the correct date written 2) If the Sunday date written 3) If the public holiday date written 4) If the date is the 30th of any month 5) Post date written

 20. Cheque bounce due to ...........? 1) More funds 2) Funds not excessive at least Rs.1000 3) Lack of funds 4) If the amount has paise denomination 5) In all above cases

21. India won the inaugural Asian Champions Trophy hockey tournament held in Ordos, China in September 2011.Which country did India defeat in the final? 1) Pakistan 2) Malaysia 3) Japan 4) South Korea 5) China

 22. Novak Djokovic of Serbia won his first US Open tennis championship and third Grand Slam tou-rnament of the year in September 2011. Whom did he defeat in the US Open men's final? 1) Roger Federer 2) Andy Roddick 3) Rafael Nadal 4) Andy Murray 5) Robin Soderling

 23. Who has won the women's US Open tennis title in September 2011? 1) Samantha Stosur 2) Serena Williams 3) Kim Clijsters 4) Petra Kvitova  5) Venus Williams

 24. Steve Jobs passed away in October 2011. Which of the following statements is/are true with regard to Steve Jobs?
 1) Steve Jobs was the co-founder of Apple Inc.
 2) iPod, iPhone and iPad are the renowned products of Apple.
 3) Tim Cook is the present Chief Executive Officer (CEO) of Apple. He replaced Jobs in August 2011.
 4) "Steve Jobs" is the authorized biography of the late Apple chief, written by Walter Isaacson.
 5) All the above statements are correct.

 25. The Chief Minister of which of the following states undertook a three-day 'Sadbhavana mission' fast in September 2011? 1) Uttar Pradesh 2) Karnataka 3) Uttarakhand 4) Madhya Pradesh 5) Gujarat

26. FAO conference on East Africa famine concluded in ...........? 1) Rome 2) Vienna 3) Newyork 4) Washington 5) Canberaa

 27. UN AIDS ambassador ...........participated in International AIDS conference on 7 Oct 2011 at Moscow?
 1) Preity Zinta 2) Sharmila Tagore 3) Leela Samson 4) Mamatha Sharma 5) Shantha Sinha

 28. Two public sector enterprises applied for the status of Maharatna recently. They are ...........?
 1) CIL, HCL 2) ONGC, SBI 3) IOC,NTPC 4) SAIL,BEL 5) BHEL,GAIL

 29. H- 1 (2011-2012)tax collection increased by ........... percent leading the collection to Rs.4,25,712 crores?
 1) 14.5 2) 20.6 3) 22.1 4)18.9 5) 25.6

 30. The global economic growth in 2011 will be nearer to ........... percent only, compare to 4 percent in 2010?
 1) Eight 2) Ten 3) Six 4) Seven 5) Three

31. India signed a treaty, which is aimed at solving a long-standing border dispute, with which of the following countries in September 2011? 1) Pakistan 2) Nepal 3) Bangladesh 4) Bhutan 5) China

 32. Which country has launched Tiangong-1, its first space lab module? 1) South Korea 2) North Korea 3) China 4) Vietnam 5) Singapore

 33. National Science Day is celebrated on which of the following days? 1) February 15 2) February 26 3) February 28 4) March 15 5) Match 26

 34. Cristina Fernandez de Kirchner was re-elected the President of which of the following countries in October 2011?
 1) Costa Rica 2) Brazil 3) Ireland 4) Argentina 5) Iceland

 35. Which of the following rates has been increased by the Reserve Bank of India 13 times since March 2010?
 1) CRR 2) SLR 3) Repo Rate 4) Bank Rate 5) Base Rate


36. ...........released $ 1.5 billion aid to Libya on 27 August 2011? 1) USA 2) Russia 3) UNO 4) IBRD 5) IMF

 37. Union government sanctioned Rs............crores for tracking cyclones in coastal states?
 1) 1500 2) 2500 3) 2000 4) 1700 5) 900
 38. Fast attack warship ........... commissioned in Indian Navy on 26 August 2011?
 1) Kaurava 2) Pandava 3) Karna 4) Salya 5) None

 39. The Prime Minister announced the free import of 61 items from Bangladesh. The currency of Bangladesh is...........?
 1) Dollar 2) Rupee 3) Ngultrum 4) Pound 5) Taka

 40. Among 28 states in India, 17 states have Lokayukta. The first Lokayukta established in 1970 is ...........
 1) Odisha 2) Andhra Pradesh 3) Assom 4) Tamilnadu 5) Sikkim

41 All savings bank accounts carry nominee name. A nominee cannot be ...........?
 1) Friend 2) Mother 3) Father 4) Son 5) Daughter

 42. On 19 October 2011, Pranab Mukarjee said the Union Government inject the funds in to public sector banks to maintain Tier Capital of ...........percent? 1) 5 2) 10 3) 6 4) 7 5) 8

 43. The negotiable instrument is ...........? 1) Cheque 2) Demand draft 3) Bill of Exchange 4) Treasury Bills 5) All of above

 44. Negotialble instruments rules and regulations mentioned by ...........?
 1) Negotiable cheque Act 1901 2) Negotiable instruments Act 1901 3) Negotiable instruments Act 1818 4) Negotiable instruments Act 1881 5) None

 45. Usually there are three parties in the case of Cheque. The drawer is ...........?
 1) One who writes cheque 2) One who receives cheque 3) One who mediates cheque 4) 1 & 3 5) None

46. B.C.Khanduri of the Bharatiya Janata Party was sworn in as the Chief Minister of which of the following states in September 2011? 1) Uttar Pradesh 2) Karnataka 3) Haryana 4) Uttarakhand 5) Chhattisgarh

 47. Who became the first cricketer to play in 100 Test wins on September 3, 2011?
 1) Rahul Dravid 2) Sachin Tendulkar 3) Ricky Ponting 4) Shane Warne 5) Kumar Sangakkara

 48. The India International Bank (Malaysia) is a trio joint venture between Bank of Baroda, Indian Overseas Bank and ________. 1) Bank of India 2) Indian Bank 3) Andhra Bank 4) Canara Bank 5) Vijaya Bank

 49. Who is the author of the book "Walking with the Comrades"?
 1) Jyothi Basu 2) Arundhati Roy 3) Kamala Das 4) Aravind Adiga 5) None of these

 50. The board of which of the following banks has approved the merger of the financial services of Enam Securities Private Ltd. with itself in September 2011?
 1) Axis Bank 2) ICICI Bank 3) HDFC Bank 4) Yes Bank 5) None of these

ANSWER:- 1) 4 2) 1 3) 2 4) 4 5) 1 6)3 7)4 8)4 9)4 10)3 11) 2 12) 3 13) 4 14) 3 15) 1 16)4 17)4 18)3 19)5 20)3 21) 1 22) 3 23) 1 24) 5 25) 5 26)1 27)1 28)5 29)3 30)5 31) 3 32) 3 33) 3 34) 4 35) 3 36)3 37)1 38)1 39)5 40)1 41)1 42)5 43)5 44)4 45)1 46) 4 47) 3 8) 3 49) 2 50) 1


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