Wednesday, August 24, 2011

SOCIO ECONOMIC DEVELOPMENT Questions for IBPS PO/Clerk


Q.1. As per the decision taken by the Govt. of India now the National Rural Employment Guarantee Act is extended to all the districts of India. This means it will now be applicable to about— (1) 200 districts (2) 300 districts(3) 400 districts(4) 500 districts(5) 626 districts



Q.2. Which of the following is the amount of insurance cover provided to the workers of the unorganized sector under Rashtriya Swasthya Bima Yojana ?(1) Rs. 10,000(2) Rs. 20,000(3) Rs. 30,000(4) Rs. 40,000(5) Rs. 50,000



Q.3. Which of the following banks has taken over the Centurion Bank of Punjab ? (1) ICICI Bank(2) IDBI Bank(3) HDFC Bank(4) AXIS Bank(5) None of these



Q.4. Unique Identification Authority of India will set up data base for— (1) Identity and biometrics details of Indian residents(2) Identity and biometrics details of Indian citizens(3) Identity and biometrics details of person’s residents in India or visiting India(4) All the above(5) None of these



Q.5. The biggest Public Sector undertaking in the country is—(1) Iron and steel plants(2) Roadways(3) Railways(4) Airways(5) None of these



Q.6. Which of the following schemes launched by the Govt. of India aims at enhancing the livelihood security of the people in rural areas by guaranteeing hundred days of employment in a financial year to a rural household whose adult members volunteer to do unskilled manual work ? (1) TRYSEM (2) Pradhan Mantri Gram Sadak Yojana (3) Kutir Jyoti Scheme (4) ASHA (5) MGNREGA



Q.7. In some parts of India, farmers face acute distress because of heavy burden of debt from noninstitutional lenders. Who can be called a non-institutional lender ? (1) Small Banks (2) Grameen Banks(3) Credit Cooperative Societies(4) Micro Finance Institutions(5) Money Lenders



Q.8. The South Asian Free Trade Agreement (SAFTA) was introduced with a view of levying how much custom duty for trading any product within the SAARC zone ?(1) 5%(2) 4%(3) 2%(4) 1%(5) No custom duty



Q.9. Which of the following organisation prepares rural credit plans on annual basis for all districts in India, which in turn from the base for annual credit plans of all rural financial institutions ? (1) SIDBI(2) NABARD(3) RBI(4) Indian Bank’s Association(5) AII



Q.10. Which of the following is TRUE about the current population trend(s) in India ?

1. Every year India adds more people to the world’s population than any other country.

2. Currently India has a young population which will grow somewhat older largely as a result of decline in fertility.

3. The National Family Planning Programme did not contribute much in controlling fertility rate

(1) Only 1(2) Only 2(3) Only 3(4) Only 1 and 2(5) All 1, 2 and 3



Q.11. Which one of the following has decided to give guarantee for infra loans?  (1) IDBI (2) SBI(3) IIFCL(4) SIDBI (5) None of these



Q.12. In which one of the following States is the uranium project proposed to be set up ? (1) Manipur (2) Meghalaya (3) Orissa (4) Assam     (5) Nagaland



Q.13. Amongst 169 countries on Human Development Index, which one of the following is India's rank? (1)89  (2)91 (3)119  (4)129 (5)138



Q.14. What is 'Kaveri' ? (1) India's indigeneous aircraft engine (2) India's Low Cost laptop (3) India's Air to Air Missile (4) Unmanned Aircraft acquired from Israel (5) none of These



 Q.15. An increasing finished good stock as % to sales of a manufacturing Company indicates that-

 (A) the market is getting competitive. (B) the quality of the goods is not upto the mark. (C) the production cost has increased. (D) the production has decreased.

 (1) Only (A) and (B)     (2) Only (B) and (C)     (3) Only (C) and (D) (4) Only (C)     (5) Only (D) and (A)



Q.16. Which of the following is not a part of the scheduled banking structure in India ?

(1) Money Lenders(2) Public Sector Banks(3) Private Sector Banks(4) Regional Rural Banks(5) State Cooperative Banks



Q.17. The rate of interest on Savings Bank Account is stipulated by—(1) The concerned bank (2) RBI(3) Indian Banks Association(4) Government of India(5) Banking Codes and Standards Board of India



Q.18. Many times we read a term CBS used in banking operation. What is the full form of the letter ‘C’ in the term ‘CBS’ ?

(1) Core(2) Credit(3) Continuous(4) Complete(5) None of these



Q.19. In the year 2010, Commonwealth Games were organized in which of the following countries ?(1) China(2) South Africa(3) Canada(4) Brazil(5) India



Q.20. Which of the following metals is used for generation of nuclear Energy by most of the Nuclear Power Plants ?(1) Zinc(2) Platinum(3) Uranium(4) Nickel(5) None of these



Q.21. As per existing law, what is the minimum per day wages paid to a worker from unorganised sector in India ?

(1) 50(2) 75(3) 100(4) 125(5) No such law is there



Q.22. Who amongst the following was awarded the “Indira Gandhi Peace Prize” for 2010 ?(1) Ronald Noble(2) Luiz Inacio Lula D’Silva(3) Mohammed Elbaradei(4) Aung San Su Kyi(5) None of these



Q.23. Which of the following is not a Poverty Eradication Programme launched by the Govt. of India ?(1) Swarnjayanti Gram Swarozgar Yojana(2) Jawahar Gram Samridhi Yojana(3) National Social Assistance Programme(4) ADHAR(5) National Family Benefit Scheme



Q.24. According to the World Bank estimate about 40% Indians are living below International Poverty line of US $ —

(1) 1 per day(2) 1•25 per day(3) 2 per day(4) 2•5 per day(5) 3 per day



Q.25. The 10th Trilateral Ministerial Meeting of RIC group was organized in November 2010. Who are the members of the RIC ?

(1) Russia—Iran—China(2) Russia—India—China(3) Romania—Iran—Canada(4) Romania—Israel—Chile(5) Russia—India—Croatia



Q.26. Which one of the following factors influence working capital of a unit? (1) Seasonally of operations only     (2) Production Policy only (3) Suppliers Term only     (4) Only (1) and (2)     (5) All (1), (2) & (3)



Q.27. The G-20 Summit was held in which of the following places in October 2009 ? (1) Paris     (2) Vienna     (3) Tokyo     (4) Pittsburgh     (5) London



Q.28. As per a newspaper report, only few countries are left to make Non-Proliferation Treaty (NPT), a universal treaty. Which of the following is one of them? (1) Japan         (2) Indian       (3) Italy     (4) France    (5) Russia



Q. 29. Which TV channel has been in the news for its coverage of the Bin Laden crisis, especially for having carried all broadcasts of Osama Bin Laden to. audiences in West Asia? (1) Star Asia     (2) BBC Asia     (3) Al Jazeera     (4) Khaleed Times (5) None of these



Q.30. India will host the world Tiger Summit for the first time in 2010. The Summit will be organized in _ (1) Kolkata     (2) Bharatpur     (3) .Junagarh     (4) Ranthambore (5) None of these



Q.31. In which one of the following city, 2012 Olympics are proposed to be held ?(1) Frankfurt(2) London(3) Tokyo(4) Washington(5) Dubai



Q.32. In which one of the following states, Rosa Power Plant is located ?(1) U.P.(2) M.P.(3) Orissa(4) Haryana(5) Punjab



Q.33. Which one of the following is present Saving Bank Interest Rate (in percentage terms) ?(1) 3•0(2) 3•5(3) 4•0(4) 4•5(5) 5•0



Q.34. For calculation of poverty line in rural area, which one of the following calories consumption per day per person has been stipulated by Planning Commission ?(1) 2000(2) 2100(3) 2400(4) 2500(5) None of these



Q.35. Who is Julian Assange ?(1) Founder, Googles(2) Founder, Rediffmail(3) Nominee, Nobel Prize for Literature 2010(4) Founder, WikiLeaks(5) None of these



Q.36. The performance of which of the following industries is considered performance of a core industry ?

(1) Garments(2) Leather(3) IT(4) Oil and Petroleum(5) Handicrafts



Q.37. Who amongst the following is not a recipient of Nobel Prize in economics ?(1) Peter A. Diamond(2) Dale T. Mortensen(3) Amartya Sen(4) Paul Krugman(5) Robert G. Edwards



Q.38. Basel Committee has given its recommendations on which of the following aspects of banking operations ?

(1) Marketing of bank products(2) Priority sector lending(3) Risk Management(4) Micro financing(5) All of these



Q.39. Which of the following is the rank of India in Human Development Report 2010 prepared by the UNO ?

(1) 99(2) 100(3) 115(4) 119(5) None of these



Q.40. Which of the following was/where the key objectives of the RBI’s review of Monetary and Credit Policy 2010-11 which was reviewed again on 2nd November 2010 ?

1. To sustain the anti inflationary thrust.

2. To maintain an interest rate regime consistent with price.

3. To provide extra tax incentives to exporters who were in stress due to market fluctuations.

(1) Only 1(2) Only 2(3) Only 1 and 2(4) All 1, 2 and 3(5) None of these



Q.41. Credit Rating  ….  (1) is used to rate the borrowers while giving advances. (2) is used to work out performance of the employees. (3) is used to calculate the number of excellent audit rated branches. (4) is NOT used in any Bank. (5) is necessary before giving promotion to employees



Q.42. Who amongst the following is the recipient of the 'Dadasaheb Phalke Award - 2010'? (1) Javed Akhtar     (2) Amitabh Bachchan     (3) Guizar (4) Hema Malini      (5) None of above



Q.43. In Corporate Hedging, which one of the following types of risks can be covered? (1) Liquidity risk     (2) Currency risk     (3) Credit risk (4) Transaction risk (5) None of these



 Q.44. Bank of Rajasthan is now merged with which of the following banks? (1) AXIS Bank     (2) IDBI Bank     (3) ICICI Bank     (4) HDFC Bank (5) None of these



Q.45. As per GDP figures on calendar year basis, according to World Bank, which one of the following economies will have highest GDP growth in the year 2011 ? (1) US     (2) China     (3) Japan     (4) India     (5) Brazil



Q.46. In a Poverty Pyramid index, which one of the following segments of population face highest poverty risk ?

(1) Formal wage employment(2) Informal Self Employment : Employers(3) Regular Informal Wage employment(4) Informal Self Employment : own account(5) Casual Informal Wage Employment and domestic work



Q.47. Which one of the following is a Self Employment Programme for Educated Unemployed Youth ?

(1) Prime Minister’s Rozgar Yojana(2) Swaran Jayanti Sahakari Rozgar Yojana(3) National Social Assistance Programme(4) Swaran Jayanti Gram Swarozgar Yojana(5) None of these



Q.48. In which one of the following States, Sariska Tiger Reserve is located ?(1) M. P.(2) Gujarat(3) Rajasthan(4) West Bengal(5) Orissa



Q.49. Who is Mohammed Yunus ?(1) Finance Minister, Bangladesh(2) Founder, Grameen Bank(3) Nobel Laureate for peace(4) Foreign Minister, Pakistan(5) Founder Micro Finance Institutions in India



Q.50. Which one of the following is the primary source of energy in India ?(1) Hydel Power(2) Natural Gas(3) Coal(4) Naptha(5) Non-conventional energy




ANSWER.-

(1). 5   (2) .3   (3).3   (4).4   (5).3   (6) .5   (7).5   (8).5   (90.2   (10).4   (11)3   (12). 2   (13).3   (14).1  (15).2 (16) .1   (17) .2   (18) .1   (19) .5   (20) .3   (21) .3   (22) .2    (23) .4   (24) .2  (25).2   (26).2   (27).5   (28).4   (29).3   (30).3  (31) .2   (32) .1   (33) .2   (34) .3   (35) .4   (36) .4   (37) .5   (38) .3   (39) .4   (40).1   (41).1 (42) .1   (43).5   (44).2   (45).3   (46) .1   (47) .1 (48) . 3 (49) .2 (50) .3



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